If you just couldn’t figure out how to make your money work in 2012, consider this your opportunity for a new start. It’s time to take another kick at the can.
I’m a great one for making mistakes. I used to think I had to be perfect. Then I had kids and realized I’d never be perfect again, so I’d better get used to just being pretty great. I’m not afraid of making mistakes — and getting caught — anymore. Now I just say, “I’m sorry,” and move on to the next step: Learning from my mistakes.
Of course, learning from mistakes means first acknowledging what a big screw-up you’ve been. Have you found yourself running out of money between paycheques? Wondering why the debt just will not go away no matter how hard you try? Can’t figure out what you’re doing wrong?